e-mail Sharon Rich

What to bring to session

• General information worksheet
  
• Annual income and expense summaries,
  
• Most recent tax returns,
  
• Most recent pay check stubs & company benefit booklets,
  
• Insurance policies (home, car, excess liability, professional liability, health, long term care)
  
• Loan agreements,
  
• Legal documents (wills, trusts, health care proxy, durable power of attorney, divorce, prenupt & relationship agreements)
• Most recent statements from investment accounts or recently downloaded investment details
  
• Net worth statement
  
• Pins for Internet access to investment accounts
  

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Download excel version of  Net Worth Statement

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Download excel version of  Income 

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INCOME  
Salary
Bonuses, Tips
Commissions
Consulting/Self Employment
Benefits
Employer contributions to retirement
Dividends
Taxable Interest
Checking Accounts
Savings Accounts
Money Market
US Treasuries & bonds
CD's
Bonds
Loans
Other
Nontaxable interest: State
Nontaxable interest: Non-state
Capital Gains
Rental Income
Installment Sales
Partnerships/Business interests
Social Security
Pensions
Retirement Accounts
Trust Fund
Unemployment benefits
Disability Benefits: taxable
Disability Benefits: tax-free
Gifts
Other Taxable
Other Non-taxable

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Download excel version of 
Personal Expenses,
Children's Expenses,
Business & Rental Property Expenses

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PERSONAL EXPENSES
 
BASIC HOUSING
Rent or Mortgage
Utilities: Oil & Gas
Water/Sewage
Electricity
Phone
Property Taxes
Fees: Condo, Parking, Etc.
Repairs, Improvements
Home Insurance
 
TRANSPORTATION
Gasoline
Mass Transit/Tolls/Parking Fees
Maintenance/Repair
Lic./Regist./Excise tax
Car Repayment/Savings
Auto Insurance/AAA
 
INSURANCE
Disability
Life Insurance
Umbrella/Liability/Etc.
 
BASICS
Groceries
Toiletries, Drug Store
Clothing
 
MEDICAL
Health/Dental Insurance
Dr/Clinic
Dental/Eye Care/Glasses
Medication/Lab Costs
Therapy: psych
Physical Therapy; Chiropractor
 
CHILDREN
Deductible child care
Tuition
Supplies/Travel
Lessons, Camp, Sitting
Allowance, Misc.
 
MISC. FIXED EXPENSES
Business Expenses:
Education Loans
Immed. Debt Repayment
Other: Rental, ...

INCOME TAXES
Federal
State/local
Soc. sec./FICA

SAVINGS
Retirement
Roth IRA
Employer Contributions
 
FOOD
At work, school
Restaurants
Vitamins/Spring Water
 
EDUCATION
Tuition/Fees
 
HOUSING
Furniture & Housewares
Cleaning
Services & Garden
 
PERSONAL CARE
Dry clean, Tailor, Laundry
Hair Care, make up
Massage, Body Work
 
ENTERTAINMENT
Parties: Adult/Kids
Tobacco, Alcohol
Movies & Movie Rental
Theatre & Museums
Concert, Records, CD's
Sports, Exercise, Health Club
CableTV\Internet
Magazines, Newspapers
Books
 
CONTRIBUTIONS: Deductible
Non-deductible Contributions
GIFTS
TRAVEL/VACATION
 
MISCELLANEOUS FLEXIBLE EXPENSES
Professional services
Financial/Inv Planning
Postage/Stationery
Photo film & developing
Dues/Membership Fees
Other misc. fees
Parking Tickets
Pet Care
One time expenses
Hobbies, collections, computers
Other

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